Medicare Supplement

Medicare Supplement Insurance, often called Medigap, is designed to help cover out-of-pocket costs that Original Medicare doesn’t pay. These costs can include copayments, coinsurance, and deductibles. Sold by private insurers, Medicare Supplement plans work alongside Original Medicare (Parts A and B) to fill in those coverage gaps and provide greater financial protection against unexpected medical expenses.

Original Medicare covers many healthcare services, but it doesn’t pay for everything. That’s where a Medicare Supplement plan becomes valuable. It ensures that routine care, hospital stays, and medical visits don’t come with unpredictable bills. Depending on the plan selected, it may also cover expenses like skilled nursing facility care, emergency care during foreign travel, and excess charges from providers who do not accept Medicare assignment.

Drake Life and Health offers Medicare Supplement plans that are built around simplicity and stability. These plans are standardized, meaning the benefits for each type (Plan A, Plan G, Plan N, etc.) remain the same across insurers—making it easier to compare and choose based on your needs. The key differences usually lie in pricing and customer service.

Medicare Supplement plans give you the freedom to see any doctor or specialist who accepts Medicare—no networks, no referrals needed. This flexibility is especially helpful for those who travel often or want to keep their current healthcare providers. Unlike Medicare Advantage, these plans do not include drug coverage, so many people pair them with a standalone Medicare Part D plan to ensure prescription coverage is included.

Monthly premiums for Medicare Supplement plans vary, but the trade-off is predictable and reduced out-of-pocket costs throughout the year. This can provide peace of mind, especially for individuals with ongoing medical conditions or those who want consistent budgeting. Once enrolled, your coverage is guaranteed renewable as long as premiums are paid on time, even if health needs change over the years.

With Drake Life and Health, choosing a Medicare Supplement plan is a straightforward experience. The focus is on helping you understand what’s covered, what’s not, and which options offer the most value for your personal situation.

Gain more control over healthcare expenses and experience the freedom to access care without surprises. Medicare Supplement plans through Drake Life and Health are designed to make your healthcare more manageable—both financially and practically. Compare plans, consider your coverage gaps, and choose the right solution for long-term confidence and comfort.